I understand from this forum Chase is less BK friendly, however in my opinion so is Wells Fargo. Privacy Policy and Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. All rights reserved. Analytical cookies are used to understand how visitors interact with the website. I left B of A because of their useless customer service. Philly To Plane Tickets. Banks want to retain profitable customers. These cookies ensure basic functionalities and security features of the website, anonymously. It never hurts to try does it? We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. (866) 606-2787 General Application and Account Questions, U.S. Bank It won't always go well as I couldn't recon my United and Citi apps 3 weeks back but I've become more at ease on the . Here is a list of our partners. Picks. Does anyone know anything about this? Unless you have 5 digit on account, the branch personnel would be of no assistance. I appreciate any help thanks. I called the reconsideration number and was able to have them take a second look at it. Many factors affect your FICO Scores and the interest rates you may receive. At the highest level, this would make the card earn up to 3.5 points on . And my smartphone didnt do any better. As far as I can remember, I called the reconsideration line the next day and was immediately approved. Note:Chase no longer allows you to shift credit between business and personal credit cards. While you dont have to have a registered business to apply for a card, you could have to show some proof of the legitimacy of your business. Maybe you could add this to your flowchart. in that case, call back again, and get a different rep in the back door #'s. Freeing up credit lines might increase the odds that Chase will auto-approve you since they already approved you in the past for that same amount of credit. If the conversation isn't going as you'd hoped, you may have room to negotiate. CitiBank Executive Review Department, P.O. Hi! (800) 625-7866 Application Services Line I got the automated message that chase would let me know in 30 days if I was approved, and I never heard anything. Please extend the fourteen days limit as Tuesday is the only my day off. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. There are plenty of reports of Chase pulling your credit report again if you wait near that long. Go ahead and call. Checking in live from on hold with biz recon. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. At the end of the day, youre just talking to a credit analyst in private phone conversation so theres really no need to be nervous. See our Advertiser Disclosurefor more details. I am thinking that the application did not go through. I monitor all three reports too. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! And belated thanks to my girlfriend fiance wife for the design help. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. I would recommend you keep checking every day or every other day. I guess Ill just wait and see. Thank you for the information. Many factors affect your FICO Scores and the interest rates you may receive. click here to leave your comment. Hello Sunny. Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi I usually just say Ill take the standard credit line unless I have a specific amount in mind (e.g., $5,000). what number are people calling for bofa business recon? On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. So I uploaded the documents online and called back the next day. If you've been a long-time customer, remind. Many credit card approvals can happen immediately. 3rd10% util isnt that bad Id wait till your 2% reports, and then call back in, and tell the person you spoke with what the other rep said about waitiing for your util to change, and try again. If you've established a solid repayment history, let them know. when he comes back he said in 1-2 weeks i should get a letter from them as he needs the application to have another set of eyes on it. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! Do you know when the 3 months to earn a bonus begins? Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. Depending on the message that you receive after submitting your application, you may or may not need to call reconsideration. I figured I was denied. Any advice is appreciated thanks. As stated above, Chase approved what they're comfortable with. Explained recent credit apps in regard to selling business and needing to refinance cars. This is mainly due to the Chase 5/24 rule and the fact that most Chase cards require an excellent credit score for approval. Have you called for any sort of status update? The Chase business reconsideration line phone number is: 1-800-453-9719. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. Enjoy all those points! Well I . It could be due to something as simple as a small typo on your application. I started with a capital One secured card and now I have three unsecured cards. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. atleast recon your Freedom app. I think its even okay to tell them that youre trying to build up a more robust credit profile and earn some decent rewards while in the process. Good luck, but to be honest I wouldnt hold your breath on the recon. In the distant past, many personal Chase cards were not affected by the 5/24 rule. This isn't always possible. Told him to take 8k from existing business and slide it to the new card. The cookie is used to store the user consent for the cookies in the category "Performance". Of. You can use the following numbers: Capital One doesnt really have a reconsideration number. Read our tips on what to do and say before calling reconsideration. Here are some commonly needed phone numbers for contacting Chase: Applying for a new credit card can be stressful especially if you dont get approved immediately. Computer. Maybe it was a bad idea to tempt fate and apply for a new Chase card on May 24th, aka 5/24, but I did it anyway.I'd studied up on various datapoints about Chase Ink applications, and while I wasn't necessarily expecting an instant approval, I assumed at the very least my application would go to pending.I was shocked and disappointed when after a few seconds of . Chase offers some of the best travel rewards credit cards out there. Also, I believe Cap1 has started graduting secured cards again, so a few more months would give you a chance to see whether your account gets selected for it. In my experience, they are pretty accommodating but can be inquiry sensitive and they like to see that youre actually using their credit cards. Chase Reconsideration Request Tips: Click on this to check the current status of your Chase credit card application. But let me know how it turns out! If the automatic status checker changes and tells you that youll be notified in 7 to 10 days, this almost always means that you will be denied. More details on software and accessibility are available at WebAIM.org. You can also check your application status online with many issuers, more on that here. How long have you had the Chase Mastercard for? The business hours are 8am to 5pm EST, M-F. EST. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. This will typically be around $5,000 to $10,000 but could vary depending on your credit limits. Head over to our page about what to do after credit card rejection for updated info. Details: NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. (800) 481-8277 Business Application Status Line, Barclaycard Credit Card If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. I used to be one of the human recon people at Chase. So I dont know what is coming but fingers crossed! Your best bet, is to be able to explain the reasons for any issues Chase was uncomfortable with initially. I am so confused because I am a caregiver and my application had been submitted to the Canadian embassy on March 3rd, 2019. For business applications, call 800-453-9719. Your email address will not be published. Credit Karma also doesnt show any inquiries. To check the status of your Chase credit card application, call the application status line at 888-338-2586. Thank you to everyone who posted! If you dont get immediately approved, dont fret; theres still hope. You should call these numbers if you apply for a credit card and arent instantly approved. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. Remember, the bank doesn't owe you anything. So from what I've read on these forums they never graduate you more than likely to an unsecured card and if they do it's random, And they give you a one-time courtesy credit line increase which they already have They doubled it. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. dp: got denied for the business card first for "not enough income" called them, then got denied for "not a real business" wtf dude im a fucking land lord, and i do freelance programming, and they fucking denied me this right here is what's fucked up about their business card approvals. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. I waited a couple days and got approved. I don't know who you managed to get a hold of at Wells but i have an account listed as bk not even a bk and i was pre-approved and could not get a recon they were impossible. I called the Chase reconsideration line and it was a success. Written by on 27 febrero, 2023.Posted in fd150 phone line not connected.fd150 phone line not connected. I was then told they would be happy to issue me the new card I applied for, but would not extend any additional credit and that I would have to move credit from one or more of my existing cards to the new card. Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. Card Underwriting Services take better care of you room to negotiate most Chase were. You to shift credit between business and needing to refinance cars $ 5,000 to $ 10,000 but vary. 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