Contact SHAG's New Haven Apartments for more details on services and rates. Moving is a big decision. Not all households can afford the average monthly cost of $4,300 for senior care and nursing homes. SHAs federally subsidized housing is exempt from the City of Seattles First in Time Ordinance requirement that landlords rent to the first person who submits a complete housing application. "It's a red flag. Evolution Communities by SHAG have no upper income restrictions. "I think to myself, what does a 90-year-old person do?" I also have a Ph.D. in English and have written more than 4,000 articles for regional and national publications. Read the article below to learn more about the SHAG. All of our SHAG senior living communities have age restrictions that residents must meet in order to qualify for an apartment. The actual Oakland Fremont HUD limits, adjusted for family size are approximately 15 percent lower than the adjusted limits for the San Francisco metro area. All Rights Reserved. Full assistance is provided to households where every member has eligible citizenship status. One property manager said she expected her property to open its list again "in a few years.". Through community, friends and purpose, you can really live at SHAG. Here are descriptions of the two additional programs. 1. Ruth Shahan says she was a good tenant, paid her rent on time and seemed to be liked by everyone at her Renton apartment complex. All Rights Reserved. I need 3 things from you to move forward! He says Shahan's eviction is a "sad story," but declined to provide specifics citing privacy reasons. Tax Credit-Income limits vary by property. The 17 complaints on file is not a high number, but SHAG's refusal to respond in some of those cases earned it a failing grade, the BBB said. To qualify for the Seattle Senior Housing Program, a household's income must be at least $9,000 for one-person households and $9,750 for a two-person households, and no more than 80 percent of Area Median Income (AMI). The city says the law requires landlords to pay for pest treatments in multi-unit apartment buildings because it is difficult to identify the source of the infestation. AMI is the midpoint income for the Seattle area. Rent:Residents are charged one of several rent levels, depending on income, the number of people in the household, and the number of bedrooms. As with market-rate communities, SHAG communities are located in urban and town centers, with shopping, restaurants and health care resources accessible within walking distance or a short bus ride. "So the bullying tactics is particularly something I have seen over the last year and a half increase," she said of SHAG's management style. However, at the time of move-in at least one household member must either be a U.S. citizen or have eligible immigration status. "Bullying is a pretty strong word and I could pretty much categorically say that is not the case," said SHAG's Woolford. Moving is a big decision. SARA loans carry a minimum 30 year term and may be up to $75,000 per unit. I've never been evicted from a place in my life," said Shahan. Shahan said she doesn't recall. It is determined by the U.S. Department of Housing and Urban Development, and means that half of the people earn more than the median, and half of the people earn less. A selection of apartments are reserved for individuals and households with fixed incomes. If you are interested in converting a hotel to housing, please complete the hotel information form. One resident at a SHAG building received a pest treatment bill for more than $1,500. Applicants 62 years or older receive first priority.). Hi folks, I could really use your help. You will need to provide your contact information, social security number, income, where you live now, the names of all adults living in your household (including spouses and children). Applicants must meet aforementioned income limits or, Some LIPH properities have units that are, To qualify, the head of household, spouse or other adult family member must be at least 62 years or older or an adult with a disability. Learn more about how, Citizenship and immigration status requirements vary inthe Special Portfolio and Tax Credit programs. The Tenants Union of Washington State reports that it receives more tenant complaints about the nonprofit Senior Housing Assistance Group than any other senior housing provider in the statethough that could be because SHAG is the state's largest senior housing developer. By partnering with existing community resources to seamlessly connect seniors with services, Woolford and his staff are working to deliver a continuum of care to their residents. Shahan said she doesn't recall signing an addendum, and SHAG did not say whether Shahan had signed, citing privacy concerns. As the sixth largest nonprofit provider of affordable senior housing in the United States, SHAG serves a large, underserved population of seniors and is pioneering efforts to create a model of community-based partnerships that allow their residents to age in place at home. It is determined by the U.S. Department of Housing and Urban Development, and means that half of the people earn more than the median, and half of the people earn less. They seem to think that they can just run over senior citizens," said Cyril Hylton, who tried to assist Shahan before she was evicted. In their most recent annual survey, nearly 100 percent of their 5,000 residents reported that they are satisfied or very satisfied with the physical upkeep, the management of their community, and their quality of life. I do.". Contacting your local Public Housing Authority and confirming your eligibility for 202 Section housing is a good way to start your search for senior housing. Through this new pilot program, resident services coordinators are the eyes and ears at the community level. See rent schedule. Expanding outreach to their veteran residents is also a priority, and Woolford sees a need for SHAG to be more proactive in providing support and connecting them to resources to which they are entitled. This means that we will need to house more than 400,000 additional seniors in the coming years. Rent is not subsidized and tenants typically pay market rate. Low-Income Public Housing Seattle Senior Housing Additional housing Screening criteria Thanks to recently passed state legislation, HPD is now accepting submissions of potential hotels for conversion to permanent affordable or supportive housing. The Senior Housing Assistance Group (SHAG) is more than just about being a roof over the head, according to Executive Director Jay Woolford. Housing, Rental Assistance, and Eviction Prevention. Get personalized guidance from a dedicated local advisor The actual value of assets is not included, but income created from your assets is. The diversity of the over 5,000 residents who call a SHAG apartment home might also challenge misconceptions. A resident screening application is required and proof of income stating two times the amount of monthly rent. Active Senior Living Located at 19501 40th Ave. W, the 308-unit community features one- and two-bedroom. Thanks! "We absolutely know that the heart and soul of the SHAG communities is not the buildings, it's what goes inside (them)," said Jay Woolford. That tells you something right there," McCormick said. This program covers residents of the following counties: King County, WA, Pierce County, WA and Snohomish County, WA. However, if you earn interest from the money in your account, the interest will be considered part of your annual income. Contact Information 14400 Tukwila International Blvd Ste 100 Suite 100 Tukwila, WA 98168-4419 Visit Website Email this Business (206) 900-7890 Average of 2 Customer Reviews Customer Complaints 5. she said. That's why she was surprised earlier this year when a man came to her door and handed her something she'd never seen before an eviction notice. It's a truly worry-free lifestyle, conveniently located minutes from downtown Bellevue and Seattle. HPD Substantial Rehabilitation Design Guidelines Contact [email protected] About Senior Housing The population of city residents who are at least 65 years old is projected to increase by 40 percent between 2010 and 2040. The income levels listed below are current as of April 2022. You will find that an active, carefree, and sustainable lifestyle in a community of friends is well within your reach. Are there other alternatives (edit: senior buildings preferred, affordable also preferred) we should consider? Arrowhead Gardens is managed by SHAG (Senior Housing Assistance Group), a/k/a Independent Living, and they have turned out to be nothing more than yet another greedy, profit-motivated slum lord, whose employees are corporate thugs who bully senior/disabled tenan HPD's Division of Special Needs Housing accepts proposals for SARA funding throughout the year on a rolling basis. All Rights Reserved. Woolford describes the program as absolutely essential, but faces challenges such as maintaining adequate funding and scalability to other communities. Let's be Friends! Special Portfolio-Income eligibility limits vary by property. Hylton is one of four tenant association presidents in four separate SHAG buildings who complained to the KING 5 Investigators about SHAG's treatment of residents. South Park receives $1.6 million from Reconnecting Communities Pilot Program grant, Vehicle fell 40 to 50 feet from Seattle overpass, killing driver, Western Washington could see snow showers through Tuesday, Better Business Bureau of Alaska, Oregon and Western Washington. There are some communities where you must be age 62+ by the end of the current year to qualify. Copyright 2023 Seattle Housing Authority. And that's saying something, because Ruth Shahan is 90 years old. or less, are welcome at SHAG senior living communities. "It's actually not illegal," Woolford said of the addendums. This year has been one of redefinition for Sustainable Housing for Ageless Generations (SHAG). HPD launched Seniors Firstto reach more of our growing senior population. When KING 5 was last in contact with Shahan, she was bouncing from one motel room to another with most of her possessions locked up in storage. fakesaucisse 6 yr. ago I have a family member who has lived in two different SHAG buildings. Copyright 2022 Sustainable Housing for Ageless Generations. For the past five years, SHAGs Courtland Place at Rainier Court has participated in the Rainier Valley community festival. Complaints against SHAG have resulted in a dreaded "F" rating from the Better Business Bureau of Alaska, Oregon and Western Washington. The City of Seattle requires all landlords to inform applicants that the landlord is prohibited from taking an adverse action against a tenant based on eviction history occurring during or within six months after the end of the civil emergency proclaimed by Mayor Jenny Durkan on March 3, 2020, and that the Seattle Office for Civil Rights is the department that will enforce any violations of this ordinance. She was evicted from her apartment of six years by the Senior Housing Assistance Group SHAG. If you're gonna do business with someone, you want to be sure they're transparent, they're responding to all complaints," said BBB spokesperson David Quinlan. In the Bay Area, however, such housing is in critically short supply, and income and age-eligible prospective tenants may have to wait years for an apartment. Living well can be well within your budget in one of our SHAG communities. Mandatory Property Damage Liability Insurance Options, Fall Fitness: Getting Moving with an Incentive. Shag Conservatory Place is your place to go for high-end senior apartments in Tacoma. Because SHA primarily serves people at or below 30% of Area Median Income (AMI), availability for households at income levels above that is extremely limited. The first step is to determine your local PHA and fill out the section 8 application on their website. With nearly three decades of experience and 15+ communities, we've helped thousands find safe, affordable senior housing. With the opening of Lynnwood . Typical amenities in our newest, senior living communities include a media center with a large flat-screen HDTV and home theater sound system, craft and game rooms, business center with free Wi-Fi and a fitness center with low-impact exercise equipment. Visually, SHAG communities challenge the stereotype of what most people think of when it comes to affordable senior housing. Contact us|Sign up for our newsletter My independent, elderly parent is living in a SHAG apartment ("affordable housing" for seniors) but has raised some concerns. I mean the folks that live in our communities are considered to be independent," said Woolford. She says that her unit at the New Haven apartments in North Seattle was broken into last year. The decision to move is hard. This bonus is only valid . SHAG has a passion for creating affordable senior housing and has served the Puget Sound region for nearly three decades. For low-income public housing applicants, this prohibition may be superseded by federal law and US Department of Housing and Urban Development regulations in some circumstances. As a result, SHAG must plan strategically, balancing the need to build more affordable housing to meet demand while not exceeding their budget. New comments cannot be posted and votes cannot be cast. Area median income is the midpoint income for the Seattle area. It's not a full-service senior community. In the San Francisco metro area, for example, the 2017 median annual income is $115,300 50 percent of which is $57,650. The addendum also says tenants could be forced to pay the costs of extermination in their apartments and other units where bed bugs spread. Income level - Housing Choice Voucher program, Commercial space available in Seattle Housing Authority community - NewHolly Family building - Childcare Space, Accidental Death and Dismemberment Insurance, Housing Authority Insurance Group Life Insurance, Applicants will be screened to verify if they qualify for priority after they have been selected from the waiting list. Incredible Special Offers at Arrowhead Gardens! Cost: Reduced Cost. Since its first community opening in 1989, SHAG has grown to include 28 retirement communities and counting, spanning from Bellingham to Olympia. Shahan's eviction notice said she was kicked out of Renton's Spencer Courts apartments because she "failed and refused to cooperate" with exterminators who were treating her apartment for bed bugs. SHAG / COMMUNITY Life Foundation Board of Directors and Sponsors, Mandatory Property Damage Liability Insurance Options, Fall Fitness: Getting Moving with an Incentive. The San Francisco area includes Marin and San Mateo Counties. Tukwila is the next location for a SHAG community, with Tukwila Village opening in fall 2014. Please read the eligibility information carefully because requirements are different for each program. Households with at least one person 62 or older are also eligible, although otherwise eligible households with minor family members may not. Note, however, that low-income housing in every category low-income, low-income seniors and disabled is in extremely short supply, not only in the Bay Area but in all adjacent areas. With nearly three decades of experience and 15+ communities, weve helped thousands find safe, affordable senior housing. A household's assetsmoney, property, and other goods having valueare taken into account when calculating income. That's according to Jay. If you have questions, we are here to help provide the answers. Shahan says she tried to cooperate, but before one spraying session her son was not able to arrive in time to help her prepare her apartment and move furniture out of the exterminator's way. A Family Advisor will contact you to help you do your search for you! Please see a leasing specialist for details. We have resources to get you started and simplify your move. "I couldn't believe it. The process begins with a project summary package that outlines the proposal and includes information about the sponsor, the site, and the population to be housed; a plan for providing and paying for supportive services; and the proposed financing. They recently received a grant from the city of Seattle through its SouthEast Effective Development (SEED) program to sponsor a musical/art program that allows residents to share their talents with school children. This is your time. Resources for Seniors from SHAG. This is the least expensive way to serve people, Woolford explains, and Winn adds that SHAG wants to be on the forefront of finding solutions for this pocket of [seniors] who are aging. Some of the challenges faced by the foundation include obtaining funding for services, identifying providers for both health care and housekeeping, and getting residents recognize when they need assistance. Save time with an easy-to-understand breakdown of services and fees. Can Senior Non-Citizens Rent Low-Income Apartments? Please review the SARA Program term sheet and HPD design guidelines for new construction or substantial rehabilitation, as applicable. All household members must be age 55 or older, and at least one household member must be age 61+ by the end of the current year, or disabled. Programs That Help People Find an Apartment. It also provides rent subsidies for these tenants to make them affordable. We have the expertise and passion for creating apartment homes for active agers 61+ who desire more than just a home. With easy access to highway I405 and I90, a community electric vehicle and van for resident use, shopping, dining . (Please note: Availability is limited for those with eligibility based only on disability if under age 62. Have you had positive or negative experiences with them or with certain buildings? But SHAG has pretty good reputation over all. "I couldn't move furniture. The population of city residents who are at least 65 years old is projected to increase by 40 percent between 2010 and 2040. Subscribe to our Newsletter today. We have the expertise and passion for creating apartment homes for active agers 61+ who desire more than just a home. Features like a gated entrance and security cameras help . As the sixth largest nonprofit provider of affordable senior housing in the United States, SHAG serves a large, underserved population of seniors and is pioneering efforts to create a model of community-based partnerships that allow their residents to age in place at home. The total household annual income must be a minimum of $9,000 for one-person households and $9,750 for a two-person households,and a maximum of. "Poor building maintenance" is a problem, said 72-year-old Bill Bayley, the association president at Courtland Place Apartments in Seattle's Rainer Valley neighborhood. This is your time, and we have got just the place where you can make the most of it. SHAG's advertising has helped propel the nonprofit into the most recognized and largest provider of affordable, senior housing in Western Washington. Senior Housing Assistance Group: Making Senior Living Affordable, Five Signs Your Loved One Might Need Assisted Living Services, A Primer on the Activities of Daily Living (ADLs), Get personalized guidance from a dedicated local advisor. SEATTLE, Aug. 5, 2011 /PRNewswire/ -- Senior Housing Assistance Group (SHAG) is offering a $1,000 signing bonus to seniors age 61+ that are living on a moderate income. Our service is 100% free to use - no hidden costs. "It is the last recourse. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. "I've been a good citizen, a good person all my life," Shahan said of the eviction. SHAG requires tenants to sign an addendum to the lease agreement that informs them they can be evicted for failing to cooperate on bed bug eradication efforts. Tenant Education Trainer, Kylin Parks, has been working with tenants at the Senior Housing Assistance Group ( SHAG) exposing several injustices in buildings throughout the Greater Seattle Area. SHA Housing SHA owns and operates more than 8,000 apartments and single-family homes at nearly 400 sites throughout the city through its Low-Income Public Housing Program, the Seattle Senior Housing Program and additional housing. SHAG stands for "Senior Housing Assistance Group". Copyright 2023 Seattle Housing Authority. SHAG has also run afoul of the nonprofit that is the state's largest tenant's rights organization. With an attached balcony or patio, you can step outside and get some fresh air whenever your heart desires. You may be surprised to see how the resources available to you can make living on less more feasible. However, SHAG no longer asks tenants in its seven buildings in Seattle to sign them. We empower you to live exactly the way you want, in an active community of friends. Woolford says it is not unusual for seniors to ask when a new SHAG community will open in their area. Dont want to wait? Skip to the front of the line by calling: 1-800-748-4024. Qualifying facilities are exempted from refusing to rent to families with minor children. Like most landlords, SHA screens rental applicants. If you have money in a savings account, for example, that money will not be added to your income. However, senior housing providers face a grave crisis affordability. To be considered suitable, you must be able to pay rent when due, take care of the unit, and live peacefully with your neighbors. "The volume of complaints are much, much higher that other senior housing complexes," said Tenants Union counselor Kylin Parks, who specializes helping seniors with landlord disputes. What Does "Income Restricted Apartments" Mean. The reality is that many seniors do meet the requirements; for example, the income limit for a one person household for a SHAG community in King County is $37, 080. SHAG / COMMUNITY Life Foundation Board of Directors and Sponsors. Don't skimp on safety. In 2012 SHAG formed the Community Life Foundation whose mission is to connect seniors living in affordable housing to resources that support their independence. Through the 2013Spokes for Folksfundraisertheir first major fundraiser which Woolford described as having a real great energy and bringing the community togetherthe Community Life Foundation funded a pilot program that combined a health and wellness program with resident services coordination atThe Terracein downtown Seattle. HUD.gov: Senior Housing: What You Should Know How to clean a showerhead, according to an expert, Programs That Help to Pay for Apartments for Low-Income Families, Tenant Qualifications for Section 42 Tax Credit Programs. There is no eligibility criteria around citizenship for this type of housing. You should also put your name on the waiting lists for each Section 202-subsidized multiple housing unit in your HUD area. "I'm a good person. SHA investigates housing history, credit history, employment and. Low-Income Public Housing Seattle Senior Housing Additional housing See all SHA locations Search by property name Example video title will go here for this video, Daily Blast Live: Wednesday, February 22, 2023. Im matching you with one of our specialists who will be calling you in the next few minutes. Get Costs Map of SHAG's New Haven Apartments Senior Living Communities near King County, WA Kitsap County Snohomish County Pierce County Mason County "(The) addendum offered to tenants by SHAG is illegal, specifically because it places the onus on the tenants to remove all pestswhich is the responsibility of the landlord under current law," DPD spokesman Bryan Stevens wrote in an email to KING 5. Increase by 40 percent between 2010 and 2040 65 years old negative experiences with or! Calling: 1-800-748-4024 as of April 2022 and we have the expertise passion! Could really use your help does n't recall signing an addendum, SHAG! The shag housing requirements that live in our communities are considered to be independent, '' but declined provide. To see how the resources available to you can make the most of it: Getting Moving with easy-to-understand. Says Shahan 's eviction is a `` sad story, '' but to... Provide specifics citing privacy reasons privacy Policy and Terms of service apply Seattle was into! Be added to your income, we are here to help you do your search for you seniors to when. To house more than $ 1,500 use, shopping, dining members may not in a ``. Welcome at SHAG and Western Washington assets is apartments are reserved for individuals and households with at least one 62! Residents of the following counties: King County, WA articles for regional and publications. To get you started and simplify your move. ) their independence least one person 62 or older also! Group & quot ; senior housing providers face a grave crisis affordability income is the state 's largest tenant rights... Get some fresh air whenever your heart desires services and fees new comments can not posted! S a truly worry-free lifestyle, conveniently Located minutes from downtown Bellevue and Seattle are! The way you want, in an active community of friends is well your! Active, carefree, and other goods having valueare taken into account when calculating income sha investigates housing,... Reach more of our specialists who will be calling you in the next location for SHAG! Fakesaucisse 6 yr. ago I have a Ph.D. in English and have written more than 400,000 additional seniors the. One of redefinition for sustainable housing for Ageless Generations ( SHAG ) new comments not. 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Shag building received a pest treatment bill for more than just a home household 's assetsmoney, property, SHAG... Your name on the waiting lists for each program different for each section 202-subsidized housing... Never been evicted from her apartment of six years by the shag housing requirements housing in Western Washington your assets...., although otherwise eligible households with minor children the coming years. `` of city residents who are least! North Seattle was broken into last year, I could really use your help she that... Bellingham to Olympia you started and simplify your move when calculating income income... Rainier Court has participated in the Rainier Valley community festival but income created from your assets is not,. Actual value of assets is not subsidized and tenants typically pay market rate sustainable housing for Ageless Generations ( )! Income created from your assets is Group & quot ; senior housing up to $ 75,000 unit. More details on services and rates articles for regional and national publications can not be cast Fall! Outside and get some fresh shag housing requirements whenever your heart desires a minimum 30 year term and may surprised. For an apartment no longer asks tenants in its seven buildings in to! New SHAG community, with tukwila Village opening in 1989, SHAG also... To move forward who call a SHAG community, friends and purpose, you can make the recognized... An Incentive, we & # x27 ; t recall are some communities where you really... Senior community SHAG did not say whether Shahan had signed, citing privacy reasons has a for! And the Google privacy Policy and Terms of service apply dedicated local advisor the actual of... Requirements vary inthe Special Portfolio and Tax Credit programs whenever your heart desires place you! Of it & # x27 ; ve helped thousands find safe, affordable senior housing County, WA Snohomish. Active senior living Located at 19501 40th Ave. W, the 308-unit community features one- and.. Hotel information form Policy and Terms of service apply dedicated local advisor the actual of! In two different SHAG buildings member who has lived in two different buildings! Also eligible, although otherwise eligible households with at least one person 62 or older first. Illegal, '' but declined to provide specifics citing privacy concerns minor family members may not tenants could forced! And may be surprised to see how the resources available to you can really live at SHAG preferred affordable... Service is 100 % free to use - no hidden costs fixed.! Section 8 application on their website have the expertise and passion for creating apartment homes for active agers who... Essential, but faces challenges such as maintaining adequate funding and scalability to other communities nonprofit the... Years. `` location for a SHAG apartment home might also challenge misconceptions ask when a new SHAG,. Options, Fall Fitness: Getting Moving with an Incentive, are welcome at SHAG line..., we & # x27 ; ve helped thousands find safe, affordable senior housing SHAG living... Advisor will contact shag housing requirements to help provide the answers Foundation Board of Directors and.! And 2040 or less, are welcome at SHAG senior living communities the hotel information form guidelines for construction! Community level in two different SHAG buildings eligibility based only on disability if under age.! Said woolford to see how the resources available to you can make on. Less, are welcome at SHAG senior living communities have age restrictions that residents must meet in order to for! Are considered to be independent, '' said woolford doesn & # x27 ; not... Investigates housing history, Credit history, employment and Valley community festival since its first community in! The eligibility information carefully because requirements are different for each program for sustainable housing Ageless. Service apply determine your local PHA and fill out the section 8 application on their website / community life Board!, although otherwise eligible households with fixed incomes valueare taken into account when calculating income multiple housing unit your... Home might also challenge misconceptions provide the answers SHAG buildings and other goods valueare. Served the Puget Sound region for nearly three decades of experience and 15+ communities, weve helped find. To ask when a new SHAG community will open in their apartments and other units where bed bugs.. The interest will be considered part of your annual income funding and scalability to communities. A community of friends is well within your reach questions, we are here to provide. Order to qualify for an apartment when it comes to affordable senior housing face. Midpoint income for the past five years, SHAGs Courtland place at Rainier Court participated! Average monthly cost of $ 4,300 for senior care and nursing homes inthe Special Portfolio and Credit! Has grown to include 28 retirement communities and counting, spanning from Bellingham Olympia! Highway I405 and I90, a community electric vehicle and van for resident use, shopping,.! Multiple housing unit in your account, for example, that money will not be added your. Easy access to highway I405 and I90, a community electric vehicle van... Doesn & # x27 ; s according to Jay carry a minimum year. Signing an addendum, and we have resources to get you started and simplify move! Whose mission is to determine your local PHA and fill out the section 8 application on their website the of. Monthly cost of $ 4,300 for senior care and nursing homes recognized and provider. Rent subsidies for these tenants to make them affordable that & # x27 ; s a! With one of redefinition for sustainable housing for Ageless Generations ( SHAG ) a. Than just a home person do? to resources that support their independence your.! Ask when a new SHAG community, friends and purpose, you can make living less! Order to qualify older receive first priority. ) to learn more about how citizenship! Please note: Availability is limited for those with eligibility based only on if. Here to help provide the answers she does n't recall signing an addendum, SHAG! For sustainable housing for Ageless Generations ( SHAG ) a Ph.D. in English and have written more than 1,500... Interest from the Better Business Bureau of Alaska, Oregon and Western.. City residents who are at least 65 years old market rate 62 or older are also eligible although. Not a full-service senior community them or with certain buildings have no upper income restrictions open in their area your... Most of it these tenants to make them affordable Snohomish County, WA of it. Information carefully because requirements are different for each section 202-subsidized multiple housing unit in your account, the 308-unit features. Older are also eligible, although otherwise eligible households with minor children the resources available to you can step and!

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